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Warning: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/loccdc/public_html/libraries/joomla/utilities/date.php on line 249

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Friday, May 26, 2017

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Warning: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/loccdc/public_html/libraries/joomla/utilities/date.php on line 198

 

Housing Development

The Lemoyne-Owen College Community Development Corporation (LOCCDC) operates in a low-moderate income area of Memphis, Tennessee that is in the process of economic redevelopment. The construction of new homes and other businesses in the community, gave the organization an opportunity to lead in the redevelopment efforts and offer the community a chance to educate themselves on how to properly manage their finances and obtain wealth through homeownership. LOCCDC offers personal, one-on-one intensive counseling services to those seeking to purchase housing. All counseling activities include, home buyer education, understanding predatory lending, financial literacy, loss mitigation, post-purchase counseling, foreclosure prevention, and budgeting. We are re-applying to rejoin THDA as a HBEI agency to increase our efforts in helping the community we serve achieve the goal of owning a home.

All HBE training will be held at the LOCCDC offices located at 915 E. McLemore Ste. 201. Group classes are conducted once a week for two hours. Each participant will receive a minimum of 10 hours of education. One-on-one counseling will be done daily as needed until the minimum required hours are reached. Participants will be instructed using material from the “Realizing the American Dream” text. The Money Smart Financial Literacy curriculum will also be used to teach the classes.

A Soulsville Financial Empowerment Club has been established for area residence as an attractive marketing tool to unite the community around a common goal of increasing financial awareness and becoming better stewards of their neighborhoods. Members are encouraged to share their experiences with others once a month at workshops specific to their economic needs. The SFE Club gives members access to HBE and financial literacy classes, workshops, and one-on-one counseling. It also gives them access to our many partners that will aid them in reaching their financial goals.

 

Neighborhood Stabilization Program

LOCCDC is a Neighborhood Stabilization Program (NSP) Housing Development Partner for the City of Memphis Division of Nonprofit Housing. The Neighborhood Stabilization Program is a grant-funded program awarded by the U.S. Department of Housing and Urban Development. This program is administered locally by the City of Memphis Division of Housing and Community Development.

The program provides emergency assistance to state and local governments to acquire and redevelop foreclosed properties that are abandoned or vacant. The NSP acquired properties must be rehabilitated for the purpose of resell, rent, or lease purchase in order to stabilize neighborhoods and control potential blight that foreclosures may cause. To determine your eligibility for this program please call 901.576-7474. For a list of the properties that are currently up for resell CLICK HERE.


 

Hope Credit Union, SunTrust Bank, Regions Bank, City of Memphis, Rise Foundation, TDOT, The CD Council of Memphis and MIFA are all valuable partners in helping the community realize their financial goals.

 


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Warning: strftime(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/loccdc/public_html/libraries/joomla/utilities/date.php on line 250
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Warning: strftime(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/loccdc/public_html/libraries/joomla/utilities/date.php on line 250
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Warning: strftime(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/loccdc/public_html/libraries/joomla/utilities/date.php on line 250
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Warning: strftime(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/loccdc/public_html/libraries/joomla/utilities/date.php on line 250
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Warning: strftime(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected the timezone 'UTC' for now, but please set date.timezone to select your timezone. in /home/loccdc/public_html/libraries/joomla/utilities/date.php on line 250
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